火災保険はどのような保険ですか？」と聞かれたら、ほとんどの方は、「火事の被害にあった時にお金がもらえる保険」と答えるでしょう。
「それ以外にも、補償されることはたくさんありますよ。」と言うと、ビックリされる方が余りにも多いので、今回は「損をしない火災保険の使い方」についてお話したいと思います。
当店の雨漏り修理専門サイトはこちら → https://companys.jp/yane
台風の後など、激しい雨や強風によって屋根が破損したり、雨漏りがしたり、さまざまな被害が出ることがあります。そのような時にも火災保険が役に立つことはご存知ですか？ 実際に、雨漏りの修理費用を火災保険でまかなう事は可能です。でも、そのことを知らないで、自費で直すのは、モッタイナイことと思いませんか？
「火災保険」と一口に行っても、その補償される部分は多岐にわたります。家が火事で燃えてしまった場合はもちろんですが、落雷、破裂や爆発で家が損壊した時や、台風や突風などで物がとんできて家が損傷した時も、また、大雨で水害に会ったり、雨漏りが起きた時でも、補償されることもあるのです。
台風で瓦が飛ばされたり、壁から水が沁み込んだり、雨どいが外れてしまうこともあるでしょう。また、冬などは雪の重みで屋根が押しつぶされて、雨漏りするようになったという経験はありませんか？
「火災」と書いてあるから、風や水による被害まで補償してくれるとは思っていなかったと、みなさんそうおっしゃいます。けれど、火災保険のパンフレットを開いてみてください。きちんと、風害や水害などの補償についても書かれているでしょう。
保険会社にとっては、わざわざ言ったりはしません。それは、保険会社にとってはマイナス収支に繋がることですから。けれど、火災保険ん医加入する時は、確かに聞いたはずなのです。けれど、みなさん、年月とともに忘れてしまいますよね。
遠慮がちな方は、今回の雨漏りは、もともと屋根や壁が劣化していたからと、あきめてしまいがちです。けれど、堂々と申請・請求していいのですよ。きちんと保険料を支払ってきたのは、そのためなのですから。
保険会社は申請を受けて、補償事項に当てはまるか否かを判断するために、調査・確認を依頼します。依頼する相手は、公平に判断する第三者機関。一般社団法人 日本損害保険協会の鑑定人資格を持った鑑定人（鑑定会社）です。
素人判断で「経年劣化のせいだ」と判断しては損です。なぜなら、台風や強風、大雨に合ったせいで、雨漏りが起きたのは事実ですから。実際、ほとんどの方は、火災保険で補償を受けられています。
火災保険によって、さらに補償が多いことも、逆に、諸条件がついていることもありますので、まずは保険会社に相談してみてくださいね。
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My coder is trying to persuade me to move to .net from PHP.
I have always disliked the idea because of the expenses.
But he’s tryiong none the less. I’ve been using WordPress on several
websites for about a year and am concerned about switching to another platform.
I have heard excellent things about blogengine.net. Is there a way I can transfer all my wordpress content
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I have very little expertise in programming but I had been hoping to start my own blog in the near future.
Anyhow, if you have any recommendations or techniques for new blog
owners please share. I understand this is off topic
however I just needed to ask. Cheers!
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With havin so much content do you ever run into any issues of
plagorism or copyright violation? My site has a lot of completely unique content I’ve either written myself or outsourced but it seems a
lot of it is popping it up all over the internet without my permission. Do you know any solutions
to help reduce content from being ripped off?
I’d certainly appreciate it.